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What new mother of a baby girl doesn't want to put a cute barrette into those wispy tuffs of fine hair? And what mother doesn't fight frustration when the clip quickly slips out?

Cindy Twomey knows the feeling. But her frustrations turned her into a mother of invention. Not one to merely groan or grimace each time a hair clip failed to stay put, she devised a solution - a solution that has caught on with a growing number of doting mothers, grandmothers, aunts and others who shop for the kiddie market.

No Slippy Hair Clippy™, Twomey's clever product, uses a small magnet placed on the bottom portion of a metal hair clip to help draw the top portion down. The magnet is covered with velvet ribbon, which creates "friction" when it comes in contact with fine hair, thus reducing the tendency to slip out.

Once that basic "system" was established, Twomey went to town on embellishments - adding everything from gingham bows and beaded hearts, to organza butterflies and crocheted bunnies. Now, four years later, Twomey has hundreds of styles and colors to choose from, a patent pending on her creation, a full-time production employee, a business partner and a group of sales reps who have helped place the hair clips in hundreds of upscale retailers around the country.

Still, No Slippy grew out of humble beginnings. A single mother, Twomey was living in her parent's suburban San Francisco home in 2000, collecting welfare and caring for her mother, who was struggling with Lou Gehrig's disease, when her 10-month-old daughter's hair presented that fateful styling challenge.

Her clever clips worked beautifully on her daughter's fine hair and were an instant hit with the other mothers in her circle of friends. That prompted her to pitch them to a high-end children's boutique in the area. When the store placed an order for the clips, Twomey's business was born.

Her clips, which generally retail for about $8-25 each, today are sold in hundreds of stores nationwide. Business, she points out, tripled between 2002 and 2003, and could triple again in 2004.

Sound a bit like a fairy tale - or a dream come true? Indeed, Twomey once described her company's origins with a story on her Web site (www.hairclippy.com) that began: "Once upon a time …" Yet there's been no fairy godmother to guide her business. Rather, she's relied on innate creativity, family encouragement, support from a microenterprise organization and her own pluck to establish her business.

Always artistic, Twomey demonstrated her entrepreneurial bent by the time she was a teenager by making and selling greeting cards. She was equally adept at sales. "As a Girl Scout, I always sold more cookies than anyone else. I won all the prizes," she recalls.

Still, by the time she entered college, studying business was a still-unheard calling. Instead, she earned a bachelor's degree in science and planed a career as a dietitian. But a short stint working as a hospital dietitian proved unsatisfying. More to her liking, she discovered, was working in sales for a company that paid her on commission. "I'm really self-motivated," she explains. "And I like sales."

A strong streak of confidence, coupled with an equally strong belief in her product, made it easy for Twomey to approach shopkeepers, demonstrate what makes her clips unique and rack up sales accounts for her company. In fact, she had several area children's boutiques as customers by 2001 when she discovered Women's Initiative for Self Employment (WI), which helps low-income women start and grow businesses.

"Women's Initiative was good for me. I already had the ball rolling, but I really needed to grow and expand," she says. "I gained knowledge of how to develop a business, how to define my market better."

Twomey took full advantage of the numerous classes and seminars offered by Women's Initiative, and twice used WI's loan program to borrow funds to build her inventory. "I definitely think Women's Initiative helped me catapult to the next level."

Along the way Twomey has made some calculated and wise moves. Her Web site, for instance, is primarily a marketing tool for stores interested in buying wholesale - not a vehicle for individuals to purchase directly from her. Individuals who want to buy a few clips can purchase them from one of the stores she supplies. Her Web site has a "store locator" and names "Concept Stores" willing to process mail orders from individual customers. Adopting this approach has allowed Twomey to avoid the hassles of handling small direct orders.

Although her business has moved along at a good clip, Twomey is eager to see even more growth. "I want to see the company grow to the point where my clips are sold in all the major department stores and children's stores. I want to be a main staple of the children's hair market."

About Women's Initiative for Self Employment (WI)
Founded in 1988, Women's Initiative assists low-income women of diverse ethnic and social backgrounds in the San Francisco Bay Area to become economically self-sufficient through entrepreneurship. WI offers microenterprise training, consulting and financial services. By assisting women-owned businesses, WI directly contributes to the economic growth of low-income communities.

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